A digital bank by Ornel Consulting

Open an account with your phone number, then send SEPA and ACH transfers, take direct deposits, and make withdrawals — all adaptable to supported banks with your own identification.

Direct transfer across
supported banks globally.

SEPA & ACH transfers

Send money over SEPA in euros or ACH in dollars to any supported bank, identified by IBAN/BIC or routing number.

Direct deposit

Receive incoming deposits straight into your account balance and see them posted instantly to your ledger.

Mobile money

Send and receive across mobile money wallets in Africa alongside bank and card — collections settle straight to your balance.

Your identity

Each account carries its own XODAC secure customer ID and is tied to your registered phone number.

Supported banks

Deutsche BankSEPABNP ParibasSEPAINGSEPABanco SantanderSEPAUniCreditSEPARevolut BankSEPAJPMorgan ChaseACHBank of AmericaACHWells FargoACHCitibankACHU.S. BankACHAfriland First BankACHBGFIBank GabonACHSociété Générale Côte d'IvoireACHEcobank SenegalACHGuaranty Trust Bank (GTBank)ACHAccess BankACHGCB BankACHEcobank GhanaACH